Financing Options

No Credit Financing 

Fast & Easy Payment Option


High Approval Rates

With West Creek Financial, the approval process takes seconds for up to $5,000 on a lease to own contract. West Creek Financial offers High Approval Rates, even those with low credit scores.

No Hidden Fees

We offer transparent, and affordable no credit needed financing options. A small payment of $40.00 is required as an initial payment, plus the cost of your order. No hidden charges or fees. Take advantage of our full 12-month financing option, we split your payments evenly over 12 months, making sure your payments align with your pay schedule. It’s as easy as that!

90 Day Purchase Option or Early Purchase Option.

And with the 90-day purchase options, you can choose to purchase the item within 90 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 90 days, you may choose the Early Purchase Option and purchase the merchandise at up to 55.00% of the remaining balance on the lease.


  • Photo ID
  • Social Security Number, government ID or ITIN#
  • Debit card with an initial payment of $40.00
  • Checking account
  • $1,000 a month income

Find the perfect furniture for your home.

Tuesday - Friday10:00am - 7:00pm
Saturday10:00am - 6:00pm
Sunday and MondayClosed
Marion Store Hours

Monday - Tuesday - Thursday - Friday10:00am - 7:00pm
Wednesday10:00am - 7:00pm
Saturday10:00am - 6:00pm